How Much Does Rehab Cost with Insurance?
The cost of drug or alcohol rehabilitation treatment is a major factor that influences the decision of many folks struggling with addiction from signing up for these programs. As a result, even individuals who are insured are concerned about how much they will have to pay.
While many factors influence the overall cost of these treatments, in this article, we will give you a general idea of how much you will have to spend. This will enable you to plan properly as you make this important decision to take control of your life.
However, before we go into all that, wouldn’t you like to know whether you can get free rehabilitation treatment or not? Of course, you would; which is why we are starting with that.
Can you Get Free Rehabilitation Treatment?
The simple answer to this question is an emphatic “Yes”. There are different ways to get free rehab services. The first way is to go to https://www.healthcare.gov/ to enroll in a health insurance plan.
Another way you can get free treatment is to run a search on Google for insurance options in your state. For instance, if you are living in California, your search entry will be something like this: “California State Free Insurance Options”. From the search results, you will find resources that you can sign up for.
Furthermore, you can call your county office and ask them about Medicare and Medicaid programs you can sign up for. Signing up for these insurance programs is easy as a result of their simple design. You can also contact the state representative for these programs to help you with the sign-up process.
Since we have brought up Medicaid and Medicare programs, it is only right that we discuss them.
Medicaid & Medicare – What They Are
Medicaid
This program is funded by the state and the federal government and was created way back in 1965 as a means of making health insurance available for individuals whose incomes were very low.
The coverage it provides depends on the state you reside in as well as the Medicaid provider you chose. Nevertheless, substance abuse is covered thanks to the Affordable Care Act which mandates all insurance plans to provide this coverage.
A big disadvantage of this plan is that not all rehab facilities accept it. As a result, you cannot pay for your treatment in such centers with your Medicaid coverage. Therefore, we advise that you, first of all,confirm with the rehab center you want to attend whether they accept Medicaid or not.
Medicare
This program is also funded by the state and the federal government and was established in the same year (1965) as Medicaid. It is designed for folks above 65 years and those with serious disabilities notwithstanding the income of the individual. Click here to find out more about this insurance program.
Sometimes, it is possible to qualify and access Medicare and Medicaid insurance at the same time.
Medicare offers cover for addiction rehabilitation treatment and care in the circumstances below:
- The doctor states that there is a medical need for substance abuse care or the care plan is already set up.
- A Medicare-participating provider or facility provides the treatment.
Cost of Alcohol or Drug Rehab
As we said earlier, the cost of treatment is one major reason why people refuse to get into rehab, and the cost of these services is determined by several factors.
Some of these factors include the program type, the rehab center itself, the nature of the addiction, the patient’s cooperation with the program, etc.
As we just said, the program and facility (both are of different types) influence the cost. Some of the choices available to you are:
- Inpatient & residential care centers
- Medical detoxification centers
iii. Partial hospitalization programs
- Intensive outpatient programs
- Standard outpatient care
If you choose outpatient care, you are bound to spend less compared to inpatient rehabilitation. The reason the latter is more expensive is the fact that the patient will live in the rehab center and get daily meals, medical care, supervision, and therapy.
Dependent on the facility and how long the patient will be staying, inpatient rehabilitation can cost up to several tens of thousands of dollars:
- Detox for seven days could cost about $7,000
- Rehabilitation cost has a potential range of $14,000 to $58,000 depending on how long the patient stays.
Other Factors that Influence Alcohol and Drug Rehab Cost
Apart from the major factors we discussed above, the following are additional factors that influence the overall cost of alcohol and drug rehab:
1. Treatments Provided and Used
The staff, expenses related to each of the provided services, equipment, etc. all add to the overall cost. Another thing that needs to be considered is the specific number as well as the service types used by the patient.
What this translates to is that the overall cost for a particular patient will differ from that of another person using the same rehab center. For instance, if you undergo pharmacological treatment, the cost will be higher compared to one who doesn’t.
2. Additional Services & Amenities Offered
Many centers offer other amenities and services that increase the overall costs. For instance, luxury, executive, and private rehabs are more expensive since they offer more desirable amnesties and top-notch services.
Some of the amenities and services that could increase the overall cost include:
- Gourmet meals
- Private rooms
iii. Acupuncture
- Spa and Massage treatments
- Fitness centers
- Hot tubs and swimming pools
3. Facility Locations
The facility location also has an impact on the cost of the treatment. Some areas are more expensive because of the location. Good examples of locations that could increase the overall cost are mountain ranges and beaches.
4. Program Duration
The length of the rehab program duration you have chosen has a significant impact on cost. An average program runs for 30 to 90 days, however, some serious cases might require 6 to 12 months. You can check Alliant Health rehab coverage to learn more about the duration of a rehab program.
Conclusion
Rehab cost can be quite expensive and is a major factor that discourages many individuals from going for treatment. Therefore, in the article above, we have provided a good idea of how much you might have to spend on this program. Also, we looked at the factors that determine the overall cost.
